Embedded expense management for
Real-time card feeds on Visa, Mastercard, Virtual Cards from American Express, Powerful Expense Policies, Workflow Automation and Accounting Integrations - embedded in your platform.
Powerful expense management, the way you prefer
White-label Expense Management
A ready-to-use expense management platform that automates expense reporting, credit card reconciliation, reimbursements, accounting and more - all on customers' existing credit cards.
Expense API
Use Sage Expense Management's API to craft a customized, all-in-one expense management solution that fits into your offering, fulfils your customers' needs, and integrates seamlessly with your stack.
Trusted by Thousands of Customers
Elevate customer experience and earn higher revenue with embedded expense management
Earn higher revenue from your customers
Earn additional SaaS revenue from your existing customers with embedded expense management. Increase ACV and onboard more users, all while giving them a cost-effective platform.
Go from contract to deployment 5X faster
Launch your own expense management solution with Sage Expense Management’s pre-built platform. Go to market faster, offer real-time expense tracking from day one, and grow revenue with a proven, cost-effective solution.
Increase product adoption and reduce churn
Ensure better user adoption and lower churn by rolling out powerful new expense management features. When your users learn that they can submit receipts via text, they're not going to turn to competitors.
Build, launch and scale faster
Build, launch and scale faster
Maximize your revenue with built-in expense management
Banks and Credit Card Issuers
Supercharge your commercial credit cards with built-in expense management and increase wallet share. Give cardholders unprecedented real-time spend visibility.
Travel Management
Offer customers the ability to manage and reconcile travel expenses made on your platform with embedded expense management.
HCM and Payroll
Expand your payroll platform with expense management, so your customers can handle employee expenses, reimbursements, and pre-accounting easily.
Accounting and Accounts Payable
Help customers not only automate payables, but their entire employee expense management process, from pre-accounting to accounting.
Vertical SaaS
Embedded expense management will enhance your SaaS offering, increasing revenue and business growth.
Real-time APIs from every card network
We have industry-first integrations with payment networks like Visa, Mastercard, and American Express. Real-time APIs pull transactions from these networks within seconds of a card swipe, giving cardholders real-time visibility into their spending. All this happens without any tech dependency on credit card issuers. With minimal effort, you get a ready-to-use expense management platform.
Become a full-service platform with expense management
Track expenses with Conversational AI
Users can text their receipts and other expense details, such as category, project, and cost centers, and the platform will automatically create, code, and match expenses using AI. The platform can also easily track mileages, per diems, and more and reimburse employees on time.
Manage and reconcile existing credit card spend
Connect existing Visa, Mastercard and American Express credit cards with Sage Expense Management's industry-first direct integrations. See spend in real-time, receive instant spend notifications, collect receipts via text messages and automate receipt matching.
Integrate with every accounting software
We have powerful two-way integrations with accounting software like NetSuite, Sage, QuickBooks, Xero, and more. Ensure accurate coding and effortless expense synchronization between your expense management and accounting systems.
Best-in-class support and servicing
Get continuous, ongoing support for you and your customers. We guarantee an industry-best first response time of under 30 minutes. Get personalized help and attention from a team that cares. Customers will never have to follow up with us.
Become a leader in expense management
Position your brand as a leader by embedding an advanced expense management platform that resonates with your customers.

