Embedded expense management for

Banks & Card Issuers
Payroll and HCM
Corporate Travel

Real-time card feeds on Visa, Mastercard, Virtual Cards from American Express, Powerful Expense Policies, Workflow Automation and Accounting Integrations - embedded in your platform.

Sage Expense Management's white label expense management software dashboard
Sage Expense Management UI
Sage Expense Management's white label expense management software dashboard
Your company's UI

Powerful expense management, the way you prefer

Sage Expense Management's customizable white label expense management software for any business requirements

White-label Expense Management

A ready-to-use expense management platform that automates expense reporting, credit card reconciliation, reimbursements, accounting and more - all on customers' existing credit cards.

Expense API

Use Sage Expense Management's API to craft a customized, all-in-one expense management solution that fits into your offering, fulfils your customers' needs, and integrates seamlessly with your stack.

Trusted by Thousands of Customers

Elevate customer experience and earn higher revenue with embedded expense management

Earn higher revenue from your customers

Earn additional SaaS revenue from your existing customers with embedded expense management. Increase ACV and onboard more users, all while giving them a cost-effective platform.

Go from contract to deployment 5X faster

Launch your own expense management solution with Sage Expense Management’s pre-built platform. Go to market faster, offer real-time expense tracking from day one, and grow revenue with a proven, cost-effective solution.

Increase product adoption and reduce churn

Ensure better user adoption and lower churn by rolling out powerful new expense management features. When your users learn that they can submit receipts via text, they're not going to turn to competitors.

Decorative image showing the finance team discussing strategy

Build, launch and scale faster

Data of how Sage Expense Management can help revenue leaders increase wallet share and ACVSage Expense Management's white-labelled expense management software customized for each customerCustomize Sage Expense Management's according to customer needs using Expense API

For Revenue Leaders

  • Increase wallet share and ACV for each customer
  • Earn an additional subscription revenue from your commercial offering
  • Ensure long-term revenue growth

For Product Leaders

  • Give your customers an automated expense management solution within your platform
  • Go-to-market quickly with Sage Expense Management's white-labeled platform, and customize based on your users needs with our API
  • Increase product stickiness and adoption

For Developers

  • Build easily with Expense API and ship faster
  • Customize based on your platform and customer needs
  • Seamlessly integrate expense management into your existing offering

Build, launch and scale faster

For Revenue Leaders

Data of how Sage Expense Management can help revenue leaders increase wallet share and ACV
  • Increase wallet share and ACV for each customer
  • Earn an additional subscription revenue from your commercial offering
  • Ensure long-term revenue growth

For Product Leaders

Sage Expense Management's white-labelled expense management software customized for each customer
  • Give your customers an automated expense management solution within your platform
  • Go-to-market quickly with Sage Expense Management's white-labeled platform, and customize based on your users needs with our API
  • Increase product stickiness and adoption

For Developers

Customize Sage Expense Management's according to customer needs using Expense API
  • Build easily with Expense API and ship faster
  • Customize based on your platform and customer needs
  • Seamlessly integrate expense management into your existing offering

Maximize your revenue with built-in expense management

Banks and Credit Card Issuers

Supercharge your commercial credit cards with built-in expense management and increase wallet share. Give cardholders unprecedented real-time spend visibility.

Travel Management

Offer customers the ability to manage and reconcile travel expenses made on your platform with embedded expense management.

HCM and Payroll

Expand your payroll platform with expense management, so your customers can handle employee expenses, reimbursements, and pre-accounting easily.

Accounting and Accounts Payable

Help customers not only automate payables, but their entire employee expense management process, from pre-accounting to accounting.

Vertical SaaS

Embedded expense management will enhance your SaaS offering, increasing revenue and business growth.

Real-time APIs from every card network

We have industry-first integrations with payment networks like Visa, Mastercard, and American Express. Real-time APIs pull transactions from these networks within seconds of a card swipe, giving cardholders real-time visibility into their spending. All this happens without any tech dependency on credit card issuers. With minimal effort, you get a ready-to-use expense management platform.

Collect receipts for business credit card spend via text with Sage Expense Management's real-time APIs

Become a full-service platform with expense management

Track receipts and collect expense information via text messages with Sage Expense Management powered by conversational AI

Track expenses with Conversational AI

Users can text their receipts and other expense details, such as category, project, and cost centers, and the platform will automatically create, code, and match expenses using AI. The platform can also easily track mileages, per diems, and more and reimburse employees on time.

Reconcile card spend on your existing cards with Sage Expense Management

Manage and reconcile existing credit card spend

Connect existing Visa, Mastercard and American Express credit cards with Sage Expense Management's industry-first direct integrations. See spend in real-time, receive instant spend notifications, collect receipts via text messages and automate receipt matching.

Sage Expense Management integrates with major accounting software to streamline managing expense data

Integrate with every accounting software

We have powerful two-way integrations with accounting software like NetSuite, Sage, QuickBooks, Xero, and more. Ensure accurate coding and effortless expense synchronization between your expense management and accounting systems.

Sage Expense Management's customer testimonial, ratings and badges

Best-in-class support and servicing

Get continuous, ongoing support for you and your customers. We guarantee an industry-best first response time of under 30 minutes. Get personalized help and attention from a team that cares. Customers will never have to follow up with us.

Become a leader in expense management

Position your brand as a leader by embedding an advanced expense management platform that resonates with your customers.

Expense management software grid with satisfaction and market presence criteria